South Florida is known for its tropical beaches, warm climates and… hurricanes. It is the presence of tropical wind storms that gave way for the “Uniform Mitigation Verification Inspection,” commonly referred to as wind mitigation inspection or windstorm insurance inspection. A wind mitigation inspection is required by the home insurance companies. The information the inspection report can provide a substantial discount on your insurance premium.
A Wind Mitigation Inspection will let you and your insurance company know how your roof trusses are connected to the walls of the house and how they were installed at the time of construction. The most commonly found items for homes in South Florida are toenails, clips, or single wraps. Singles wraps are the strongest of these three. The insurance companies offer the best discount on home with single wraps (usually up to $1000 off your annual premium). Toenails are the weakest option and are a usually found in home built before the 1960’s. If your home has toenails, a licensed contractor is able to upgrade your roof trusses to single wraps making your eligible for the insurance discount. This kind of fix can run between $1000-2000. It is a great investment that you will make up right away with your newly eligible insurance discount and continue to save for years to come.
With these important tips in mind, look no further than Precision Home Inspectors when seeking your Wind Mitigation Inspection! Our team consists of trained professionals who will be more than happy to answer all your questions. If you need a resource for adding clips to your roof we can make recommendations. Feel free to reach out to our office to inquire about our experience and services menu. We want nothing more than to help you feel comfortable in your home.